analisis keuangan adalah memahami kinerja masa lalu bisnis dan memproyeksikan kesehatan keuangan masa depan. Menentukan status fiskal dari suatu perusahaan sering merupakan usaha yang kompleks, melibatkan studi tentang beberapa jenis laporan keuangan.

A certificate is proof of qualification of a certain set of skills. Students who obtain a certificate have completed educational requirements and tests. Through completion, they become ready to pursue a degree or diploma, or to head into the professional world in their field of expertise.